Privacy Policy

Aaru.ca is an informational comparison website for Canadians researching e-transfer payday loans, short-term credit, and related alternatives. We are not a lender, broker, bank, or credit counsellor, and we do not make lending decisions or guarantee approval.

We may collect the following categories of information:

• Information you provide. If you complete a form, request information, or contact us, we may collect details such as your name, email address, phone number, requested loan amount, and any other information you choose to submit.
• Automatically collected information. Like most websites, we may collect technical data such as IP address, browser type, device information, pages viewed, referring URLs, and the date and time of your visit.
• Cookies and tracking. We and our partners may use cookies, pixels, and similar technologies to operate the site, measure performance, and understand how visitors use our pages.

We use personal information to:

• Operate, maintain, and improve the website;
• Respond to your inquiries and connect you with relevant lenders or third-party partners where applicable;
• Measure site performance and marketing effectiveness;
• Detect, prevent, and address fraud, abuse, or security issues;
• Comply with legal and regulatory obligations.

We may share personal information with third-party lenders, lead partners, and service providers in order to deliver the comparison service you request. We may also disclose information when required by law, to enforce our terms, or to protect the rights, safety, and property of Aaru.ca, our users, or others. We do not sell your personal information for purposes unrelated to the services you request.

When your information is shared with a third party (such as a lender), that party's own privacy policy will govern how they handle your data. We encourage you to review their policies before proceeding.

We retain personal information only for as long as necessary to fulfill the purposes described in this policy, to comply with our legal obligations, resolve disputes, and enforce our agreements.

Under Canadian privacy law, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial legislation, you may have the right to access, correct, or request deletion of your personal information, and to withdraw consent to its use. To exercise these rights, contact us at [email protected].

We use reasonable administrative, technical, and physical safeguards to protect personal information. However, no method of transmission over the internet or electronic storage is fully secure, and we cannot guarantee absolute security.

Our site may contain links to third-party websites and services. We are not responsible for the privacy practices or content of those sites. This Privacy Policy applies only to Aaru.ca.

Our website is intended for adults of legal age in their province or territory. We do not knowingly collect personal information from minors.

We may update this Privacy Policy from time to time. Changes take effect when posted on this page, and the "Last updated" date will be revised accordingly.

If you have questions about this Privacy Policy or how your information is handled, contact us at [email protected].